Independent broker review · Updated 21 July 2026

Uphold: multi-asset platform (crypto, metals, equities)? My 2026 review

A multi-asset platform (crypto, metals, equities) built on the transparency of its reserves.

3.2/5 HelloBrokers score

The essentials

Uphold at a glance

Key characteristics, verified on 21 July 2026.

Minimum deposit No high minimum stated
Regulation FinCEN (United States) · FCA (United Kingdom)
Withdrawal fees Crypto withdrawals subject to network fees; fiat conditions depend on the method (to confirm on the current schedule).
Founded · HQ 2015 · United States (regional entities internationally)

Comparison

Uphold vs other brokers

The right choice depends on your profile. Here is how Uphold stands against the brokers we feature.

① The HelloBrokers ranking

overall score /5 · click to read the review

The verdict

The verdict

Uphold is not limited to cryptocurrencies: on a single interface you can buy more than 250 coins, but also precious metals and equities, with the option to move directly from one asset to another. The platform publishes the state of its reserves in near real time, a transparency that is rare in the sector. Registered with FinCEN (United States) and authorised by the FCA (United Kingdom), it serves South African residents as an international platform, with accounts usually denominated in US dollars while the South African rand floats against the dollar. In South Africa, investment and crypto gains are taxable: the South African Revenue Service (SARS) includes 40% of an individual's net capital gain in taxable income at the marginal rate (an effective maximum of around 18%), after an annual exclusion of R40,000, while active traders may be taxed on their gains as ordinary income. This is not tax advice; consult a registered SARS tax practitioner. Fees run through the spread applied to each operation, to be compared per asset. A good choice for the South African investor who wants to bring crypto, gold and a few equities together in one place, while keeping in mind that the loss risk specific to crypto remains intact.

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Frequently asked questions

FAQ Uphold

Is Uphold reliable?

Yes, Uphold is a platform established since 2015, registered with FinCEN in the United States and authorised by the FCA in the United Kingdom, and known for publishing the state of its reserves in near real time. It does not hold an FSCA licence and serves South African residents as an international platform.

Why choose Uphold?

To bring cryptocurrencies, precious metals and equities together on a single platform, with direct conversion from one asset to another and good transparency on reserves.

What are the fees at Uphold?

Uphold applies pricing built into the spread on each operation, which varies by asset; crypto withdrawals bear network fees. Check the current schedule before moving large amounts.

Who is Uphold for?

The South African investor who wants a versatile platform (crypto, gold, equities) rather than a pure crypto exchange, and who values transparency on reserves.

Is it easy to withdraw from Uphold?

Crypto withdrawals go through the blockchain (network fees); fiat conditions depend on the method. Accounts are usually denominated in US dollars while the South African rand floats against the dollar, so a conversion may apply.

The author of this review

Who wrote this analysis?

Roch de Montesquieu

Roch de Montesquieu

Research Analyst · Fees, Data, Transparency

« A broker is judged on verifiable figures, not on marketing promises. The rest is spin. »

Roch de Montesquieu is a research analyst at HelloBrokers. A 2024 graduate of the University of Bath (Bachelor of Business Administration), he rounded out his studies with an exchange semester in finance and management at City University of Hong Kong — a chance to observe the practices of online brokers across three markets (UK, continental Europe, Asia).

Comparative analysis of broker feesExecution cost modellingCross-border benchmarking (Europe / Asia / Americas)Data analysis and pricing monitoring
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Last updated

3.2/5
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