Newton: a Canadian-focused crypto exchange with fee-free CAD rails and easy Interac onboarding, priced through a spread rather than a commission.? My 2026 review

Newton Crypto Ltd is a Canadian company registered with FINTRAC as a Money Services Business and operating as a restricted dealer under the crypto trading platform framework of the Canadian Securities Administrators, led by the Ontario Securities Commission. That places it inside Canada's evolving crypto rulebook rather than serving clients from offshore. On custody, Newton holds roughly 80% of client assets in cold storage and carries theft insurance on custodied funds, though it does not publish a formal proof of reserves. Crypto trading platforms are not covered by CIPF in the way a CIRO investment dealer is, so registered accounts such as a TFSA or RRSP do not apply to a crypto exchange. Gains realised on crypto are generally taxable and you must declare them to the CRA yourself. This is not tax advice.

Newton does not charge a headline commission. Instead it earns from a spread of about 1.00% to 1.60% built into the price you buy and sell at, and that spread tends to widen on less liquid altcoins. Deposits and withdrawals in Canadian dollars by Interac and EFT are free, which keeps the cost of moving money in and out low.

The practical limits are on crypto withdrawals: network fees are covered up to about $5 CAD per day and you are capped at five crypto withdrawals per day. Staking on Ethereum and Solana carries a platform cut and comes with mandatory cooldown periods before you can withdraw. For a buy-and-hold Canadian investor the CAD rails are cheap, but active movers should watch the spread.

Newton lists more than 70 cryptocurrencies, from Bitcoin, Ethereum, Solana, Cardano and XRP through to major stablecoins such as USDC and USDT, with multi-network support so you can pick a cheaper chain for on-chain transfers. Staking is available on Ethereum and Solana, letting you earn a yield on those two assets while they sit on the platform.

What you will not find is the machinery of an active trading venue. There are no conditional orders, no derivatives, no margin and no leverage. Newton is a spot on-ramp for buying, holding and occasionally staking, not a desk for short-term trading strategies.

Newton earns its place as a clean, Canadian-focused way to buy and hold crypto. Free CAD deposits and withdrawals, FINTRAC registration and CSA oversight, cold storage with insurance and a simple app make it an easy first exchange for a Canadian investor who values a domestic platform over the lowest possible cost.

Where it lags is price and depth. The 1.00% to 1.60% spread is wider than the cheapest venues, staking is limited to two assets with cooldowns, and there are no advanced order types. We list Newton as a reference review with no affiliate link. Our 7.6/10 reflects a solid, well-regulated Canadian on-ramp held back by spread pricing and a thin feature set for anyone beyond a simple buy-and-hold.