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Capital Gains Calculator 2026

Singapore has no personal capital gains tax, so your investment profit is generally yours to keep. Enter your buy and sale amounts to see your gain in S$, plus the cases where gains can still be treated as taxable trading income.

This tool is for information and guidance only. Singapore does not levy a capital-gains tax on individuals, so a gain on a personal, long-term investment is generally not taxed. If your activity is frequent or organised enough to be treated as carrying on a trade, the profits can be taxable as income at your personal rate (assessed by IRAS on the facts). This is not tax advice and does not replace a professional opinion. Rules can change. When in doubt, consult IRAS or a qualified adviser.

The principle: no capital-gains tax for individuals

Singapore does not have a capital-gains tax. For an individual investing for the long term, a profit on listed shares, ETFs or crypto is generally not taxed when you sell. That is a key reason the city-state is attractive for building wealth: your investment gains are generally yours to keep.

Markets and intermediaries are regulated by the Monetary Authority of Singapore (MAS), and trades take place on the Singapore Exchange (SGX).

The important caveat: trading treated as income

The absence of capital-gains tax applies to gains that are capital in nature. If your buying and selling is frequent, systematic and looks like carrying on a trade or business, IRAS can treat the profits as income, taxable at your personal rate. IRAS weighs the facts (the "badges of trade"): frequency of transactions, holding period, use of borrowing, your reasons for buying and selling, and how business-like the activity is. Occasional, long-term investing by an individual is generally not taxed.

Stocks and ETFs

Listed shares and ETFs: gains on a personal, long-term holding are generally not taxed. There is no short-term versus long-term rate distinction, because there is no capital-gains regime at all for individuals.

Dividends

Dividends paid by Singapore-resident companies under the one-tier corporate tax system are tax-exempt in your hands. Some foreign-sourced dividends can be taxable depending on the rules and any exemptions. This is separate from any gain on selling the shares.

What about crypto?

For individuals, crypto held as a personal investment is generally not taxed on disposal, again because there is no capital-gains tax. But if you trade crypto frequently enough that it is treated as a trade, the profits can be taxable as income. Paying for goods and services in crypto has its own GST treatment.

What you need to report

If your gains are capital in nature, there is generally nothing to report as capital gains. If your trading is treated as a trade, the profits are reported as income in your tax return. This content is for information only and is not investment or tax advice.

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Investing carries a risk of capital loss. Past performance does not guarantee future results.

Frequently asked questions

Are gains on shares and ETFs taxable in Singapore?
For most individual investors, no. Singapore does not levy a capital-gains tax, so a gain on shares or ETFs held as a personal investment is generally not taxed when you sell. The exception is when your activity is frequent and organised enough to be treated as carrying on a trade or business, in which case the profits can be taxable as income. This is not tax advice.
When can a gain still be taxed as income?
IRAS looks at the facts (the "badges of trade"): how often you trade, how long you hold, whether you use borrowing, your reasons for buying and selling, and whether the activity looks like a business. If your trading looks like a trade rather than long-term investing, the profits can be taxed as income at your personal rate. Occasional, long-term investing by an individual is generally not taxed. This is not tax advice.
How are dividends taxed in Singapore?
Dividends paid by Singapore-resident companies under the one-tier corporate tax system are tax-exempt in your hands, so you generally do not pay further tax on them. Some foreign dividends can be taxable depending on the rules and any exemptions. Keeping your broker statements helps with reporting where it applies. This is not tax advice.
Is crypto taxed the same way?
For individuals, crypto held as a personal investment is generally not taxed on disposal, because Singapore has no capital-gains tax. However, if you trade crypto frequently enough that it is treated as a trade or business, the profits can be taxable as income. Using crypto to pay for goods and services has its own GST treatment. This is not tax advice.
What do I need to report?
If your gains are capital in nature (long-term personal investing), there is generally nothing to report as capital gains, since there is no capital-gains tax. If your trading is treated as a trade, the profits are reported as income in your tax return. Markets and intermediaries are regulated by the Monetary Authority of Singapore (MAS), and trades take place on the SGX. Keep your annual broker statements as proof. This is not tax advice.