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Capital Gains Calculator 2026

Enter your purchase and sale amounts to see your gain in ₱. How it is taxed depends on the asset and applies as per Philippine tax law (BIR) — this tool shows your gross gain, not tax advice.

This tool is for information and guidance only. It computes your capital gain or loss (sale minus purchase) in Philippine pesos and does not apply a tax rate, because the tax on shares and crypto depends on the instrument and your situation under Philippine tax law and we do not invent figures. PSE-listed share sales are generally subject to a stock transaction tax on the gross selling price; unlisted shares to capital gains tax; crypto gains may be taxable. Results do not account for brokerage, transaction taxes, currency conversion or your full personal situation. This is not tax advice and does not replace a professional opinion. Rules can change. When in doubt, consult the Bureau of Internal Revenue (BIR) or a qualified adviser.

The principle: your capital gain

Your capital gain is simply what you sold for minus what you paid, in Philippine pesos. A positive figure is a gain, a negative figure is a loss. How that gain is taxed depends on the instrument and your situation under Philippine tax law, which is why this tool shows the gain itself rather than inventing a single rate.

Markets and intermediaries are regulated by the Securities and Exchange Commission (SEC), and listed shares trade on the Philippine Stock Exchange (PSE). The Bangko Sentral ng Pilipinas (BSP) oversees banks and virtual-asset service providers.

Stocks and ETFs

PSE-listed shares: sales are generally subject to a stock transaction tax charged on the gross selling price, rather than a tax on the gain. Your broker typically collects it at the point of sale.

Unlisted shares: sales of shares not traded on the exchange are generally subject to capital gains tax. ETFs and funds can be taxed differently depending on their structure, so check the specific product.

Exact rates and thresholds are set by Philippine tax law and can change, so check the current BIR guidance.

Dividends

Dividends may be subject to withholding tax as per Philippine tax law. This is a different matter from the capital gain on the sale of the shares. Keeping your annual broker statement helps with reporting.

What about crypto?

Crypto is not legal tender in the Philippines. Gains from crypto may be taxable under Philippine tax law depending on how the activity is characterised, and there is no crypto-specific rate published here. Virtual-asset service providers dealing with Philippine users are expected to register with the BSP. Check the current BIR guidance or a professional.

What you need to report

Gains from selling shares and other assets are reported under Philippine tax rules, and your broker provides statements to support this. This content is for information only and is not investment or tax advice.

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Planning to start investing from the Philippines?

The broker you choose directly affects your net return: trading fees, currency conversion costs, how you access ETFs and digital assets, and the account currency. HelloBrokers compares platforms on independent criteria to help you find the broker that fits you best.

Investing carries a risk of capital loss. Past performance does not guarantee future results.

Frequently asked questions

Are gains on shares taxable in the Philippines?
Yes. How they are taxed depends on the share. Sales of shares listed and traded on the Philippine Stock Exchange (PSE) are generally subject to a stock transaction tax charged on the gross selling price, while sales of unlisted shares are subject to capital gains tax. Because the treatment varies, this tool shows your capital gain or loss in pesos rather than applying a single rate. Check the current rules from the Bureau of Internal Revenue (BIR). This is not tax advice.
Why does the tool not show a tax amount?
Because the applicable tax depends on the instrument and your situation, and we refuse to invent a rate. For PSE-listed shares the charge is a stock transaction tax on the gross selling price; for unlisted shares it is capital gains tax; crypto may be taxable as well. The tool computes the gain or loss (sale minus purchase) and leaves the tax figure to the current BIR rules or a professional.
How is the capital gain calculated?
The gain is simply your total sale amount minus your total purchase amount, in Philippine pesos. A positive figure is a gain, a negative figure is a loss. It does not include brokerage, transaction taxes, currency conversion or other costs, which reduce your net result.
Is crypto taxed the same way as shares?
Not necessarily. Crypto is not legal tender in the Philippines, and gains may be taxable under Philippine tax law depending on how the activity is characterised. There is no crypto-specific rate published here. Check the current guidance from the BIR or a qualified tax professional. This is not tax advice.
What do I need to report?
Gains from selling shares and other assets are reported under Philippine tax rules, and your broker provides statements to support this. Markets and intermediaries are regulated by the Securities and Exchange Commission (SEC), and PSE-listed shares trade on the Philippine Stock Exchange. Keep your annual broker statements as proof, and check the current BIR requirements. This is not tax advice.